Mariselvam M
Founder & Practice Leader
NBFC Risk & Audit LeadSpecializing in NBFC, MFI, and vehicle loan portfolio audit, regulatory document verification, DMS compliance, and RBI inspection preparedness across South India.
Founder & Practice Leader
NBFC Risk & Audit LeadSpecializing in NBFC, MFI, and vehicle loan portfolio audit, regulatory document verification, DMS compliance, and RBI inspection preparedness across South India.
Rigorous operational compliance audits of regional lending branches, Kendra meeting points, and credit processing hubs. Designed for NBFCs and MFIs managing multi-product retail asset lines: JLG, SHG, HL, LAP, RMEL, RPL, and GOLD.
Field observation of Kendra meetings, cash handover vouchers, peer guarantee confirmation, and verification of loan card passbook entries.
Scrutiny of SHG group resolution registers, sub-member attendance logs, local bank account reconciliation, and loan repayment acknowledgement receipts.
Branch docket custody checks, Title Search Reports (TSR), EC verification, CERSAI registration slips, and stage-wise construction inspection proof.
Dual custody physical security of original sale deeds, MODTD registration copies, property valuation certificates, and insurance policies.
Verification of Branch Credit Officer physical unit visit sheets, business premises geo-tagged photo verification, and stock hypothecation checks.
Overdue recovery process audit, adherence to RBI Fair Practices Code (timings, no harassment), NACH memo registers, and settlement waivers scrutiny.
100% physical packet count in safe/strongroom, dual-key custody protocol compliance, appraiser carat testing register checks, spurious gold identification logs, and auction notice tracking.
Managing 10+ regional branches across South India? Connect for custom cluster pricing.
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