Mariselvam M
Founder & Practice Leader
NBFC Risk & Audit LeadSpecializing in NBFC, MFI, and vehicle loan portfolio audit, regulatory document verification, DMS compliance, and RBI inspection preparedness across South India.
Founder & Practice Leader
NBFC Risk & Audit LeadSpecializing in NBFC, MFI, and vehicle loan portfolio audit, regulatory document verification, DMS compliance, and RBI inspection preparedness across South India.
Practical compliance, vehicle loan branch audits, and risk assurance engineered for Indian NBFCs, MFIs, and digital lenders. Safeguard institutional standing with evidence-driven assessments.
A structured diagnostic review designed to identify key compliance, documentation, and operational gaps.
Includes full dossier sampling, loan documentation audit, risk categorization, and formal executive summary.
Specialized compliance, credit risk monitoring, and branch auditing frameworks.
A structured diagnostic review designed to identify key compliance, documentation, and operational gaps.
Comprehensive physical/digital audit of branch records, DMS verification, and loan processing integrity.
End-to-end audit of customer identification, officially valid documents (OVD), and AML monitoring systems.
Risk assessment frameworks, policy evaluation, and operational control verification for NBFC boards.
Pre-inspection assessment to prepare NBFCs and MFIs for RBI annual regulatory examinations.
Our structured 6-phase pipeline from dossier intake to executive board assurance.
Choose your targeted assessment module across branch operations or KYC/AML audits.
Submit your institution parameters, loan category samples, and compliance focal points.
Transparent fixed-rate checkout with encrypted transaction processing and instant invoice.
Immediate Order ID issuance and initiation of secure dossier document sharing protocols.
Exhaustive review of branch DMS records, vehicle RC trackers, and disbursement schedules.
Delivery of finalized audit scorecards, risk grading, and actionable remediation roadmaps.
Built to replace theoretical advisory with operational certainty.
Dedicated focus on NBFC regulations, MFI lending portfolios, and vehicle loan verification mechanics.
Clear corrective action plans rather than ambiguous theoretical interpretations of Master Directions.
Every identified gap is paired with underlying loan documentation evidence and discrepancy logs.
No open-ended billing or surprise retainers. Upfront institutional pricing with defined scope.
Benchmarked against Scale-Based Regulations (SBR) and Fair Practices Code (FPC) mandates.
Modern verification tooling enabling fast turnaround times without compromising thoroughness.
Everything you need to know about ZQ Risk assurance engagements.
It is an end-to-end diagnostic encompassing loan file sampling (KYC, sanction letters, vehicle hypothecation records), interest rate disclosures under Fair Practices Code, and key regulatory reporting checks.
Our practice caters to registered NBFCs (Base Layer and Middle Layer), Microfinance Institutions (MFIs), Fintech Lenders, and regional credit providers looking for institutional compliance defense.
We cross-examine Document Management System (DMS) records against physical invoices, disbursement memos, insurance hypothecation endorsements, and VAHAN registration tracking.
Level 1 Compliance Health Checks are delivered in 3 to 5 business days. Full branch audits and KYC portfolio reviews are delivered based on sampling size within 7 to 10 days.
All document transmissions are governed by mutual Non-Disclosure Agreements (NDAs), encrypted communication channels, and strictly quarantined data silos.
Connect directly with our senior audit desk to discuss branch audit scopes, portfolio review sampling, or pre-inspection readiness assessments.
Submit your institution parameters for an expedited review quote.